TEG Rewards Credit Card

Visa’s protection and security features include:

• Fraud monitoring
• Fraud alerts

Don’t worry; Visa’s zero liability protection ensures you won’t be held responsible for unauthorized charges as long as you use reasonable care to protect your card from being lost or stolen and promptly report its loss or theft. Need to report a lost or stolen card? Call (845) 452-7323.

Enjoy the peace of mind that comes with TEG’s payment assurance. You can purchase our credit card insurance at an affordable rate applied to your credit card’s outstanding balance each month. This helps protect you and your loved ones from being responsible for your credit card payments should you experience a catastrophic event such as an accident or illness:

• LifePlus Disability & Unemployment Life Plus
• Transitional Life Plus
• Disability
• Involuntary Unemployment

You’re eligible if you’ve used less than 95% of your limit and haven’t been late three times in the last 12 months. Continue to make on-time payments to take advantage of our skip-a-pays.

Use your cards at the cash register or with an online or phone transaction. Plus, maximize your point earning potential with bonus points when you shop our exclusive network of merchants. When using your TEG Debit Card, be sure to choose “credit” rather than entering your (PIN). This signature-based purchase will still be deducted from your checking account but will be a debit transaction run as credit. 

Redeem your credit card rewards points or check your rewards points balance at Dream Points. Set up an account to get started. Browse the DreamPoints website and start creating your memories today.

The points you earn are redeemable for all kinds of great rewards, including merchandise, gift cards, air travel, hotel stays, cruises, and more.

Points will expire on the last day of the month, 3 years after the date of issuance.

Both cards actually have the same great features; however, the requirement is that we hold funds to secure the credit line. This is typically for borrowers who may need to rebuild credit or great for a first-time credit card holder to build positive revolving lines before obtaining or qualifying for a Rewards card. 

• A TEG Rewards Credit Card includes the rates, fees, terms, and conditions listed above.
• A TEG Rewards Secured Credit Card is a streamlined credit card option for anyone looking to build or rebuild your credit and improve their credit score.
  • Once your Secured Credit Card application is approved, you’ll receive a notification of your required refundable deposit amount. In exchange for this deposit, you’ll receive a credit limit. You’ll have your card within 2 to 3 weeks of making your deposit payment.