TEG Rewards Credit Cards
TEG Rewards Credit Cards
| Type | Variable APR as low as | Notes |
|---|---|---|
| Rewards Card | 14.74 to 18.00% | Intro Offer: 3.99% Introductory APR on purchases, balance transfers, and cash advances for the first six months, thereafter. PLUS 5,000 Bonus Points when you open a new card! |
| Secured Card | 14.74 to 18.00% | 3.99% introductory rate for the first six months! |
Rates effective as of 10/1/2024. The introductory fixed rate will be in effect for the first six billing cycles after opening your account. After that, the rate, including the rate on any existing balance, will convert to the applicable Variable Rate for purchases, balance transfers, and cash advances as determined by the applicant’s creditworthiness and card type. View application ▪ Credit Card Agreement & Disclosure
Personal Loans
Personal Loan Rates
| Term | Amount | APR as low as |
|---|---|---|
| Up To 48 Months | Up to $30,000 | 10.49% |
| 49 to 60 Months | Up to $30,000 | 10.74% |
| Up to 48 Months | Above $30,000 | 10.24% |
| 49 to 60 Months | Above $30,000 | 11.74% |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Advertised rate is lowest offered and includes a .25% rate discount for automatic payments for the life of the loan. APR is based on creditworthiness, loan amount and term. Your rate and term may vary. Terms from 3 to 60 months. Borrowers may request shorter terms. An additional .50% will be added to APR for each $5000 incremental increase for $35,000 and over, up to the credit union maximum of 18% APR. Rates are subject to change. All loans are subject to approval. For example, a 48-month loan with a 10.49% APR fixed rate loan for $1,000.00 would result in 48 monthly payments of $25.61.
Vehicles & Off Road Equipment
New & Used Auto Loans
| Vehicle Age | APR as low as |
|---|---|
| Vehicle Model Years 2025-2022 | 6.99% |
| Vehicle Model Years 2021-2017 | 7.04% |
| Vehicle Model Years 2016 and Older | 9.59% |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Advertised rate is lowest offered and includes a .25% rate discount for automatic payments for the life of the loan. APR is based on creditworthiness, term, vehicle model year, and mileage. Your rate and term may vary. Maximum APR is 18%. Maximum term is 84 months. Maximum term for vehicles older than 10 model years is 60 months. Internal refinances, and auto equity loan rates are different and are not eligible for promotional rates. For example, a 48-month loan with a 6.99% APR for $1,000.00 would result in 48 monthly payments of $23.95.
Boats & RVs
| Term | APR as low as |
|---|---|
| 24 months | 7.49% |
| 36 months | 7.49% |
| 48 months | 8.49% |
| 60 months | 8.74% |
| 72 months | 8.99% |
| 84 months | 9.24% |
| 96 months | 9.74% |
| 108 months | 10.24% |
| 120 months | 10.74% |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Advertised rate is lowest offered and includes a .25% rate discount for automatic payments for the life of the loan. APR is based on creditworthiness, term, and LTV. Your rate may vary. Maximum APR is 18%. Terms 24 to 120 months. Rates above do not reflect increases for loan-to-value adjustments when LTV is over 100% up to an allowed 110% which is subject to credit tier. For example, a 36-month loan with a 7.49% APR for $1,000.00 would result in 36 monthly payments of $31.11.
Motorcycle, ATV, Jet Ski, & Snowmobiles
| Term | APR as low as |
|---|---|
| 24 Months | 7.74% |
| 36 Months | 8.74% |
| 48 Months | 9.74% |
| 60 Months | 10.74% |
| 72 Months | 11.74% |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Advertised rate is lowest offered and includes a .25% rate discount for automatic payments for the life of the loan. APR is based on creditworthiness, term, vehicle model year, and mileage. Maximum APR is 18%. Terms 24 to 72 months. Rates above do not reflect increases for loan-to-value adjustments when LTV is over 100% up to an allowed 110% which is subject to credit tier. For example, a 36-month loan with a 8.74% APR loan for $1,000.00 would result in 36 monthly payments of $31.22.
Cashline Line of Credit
Cashline Line of Credit/Wedding Loans
| Variable APR as low as |
|---|
| 13.75% |
Rates effective as of 11/8/2024. APR = Annual Percentage Rate. Maximum APR is 18%. All rates shown are lowest offered. The cashline line of credit is calculated by the Prime Rate plus a margin based on the applicant’s credit history. Your rate may vary. Current prime = 7.75%.
Overdraft Line of Credit
Overdraft Line of Credit
| Variable APR as low as |
|---|
| 13.75% |
Rates effective as of 11/8/2024. APR = Annual Percentage Rate. Maximum APR is 18%. All rates shown are lowest offered. The overdraft line of credit is calculated by the Prime Rate plus a margin based on the applicant’s credit history. Your rate may vary. Current prime = 7.75%.
Certificate Secured Loan
Certificate Secured Loan
| Term | APR as low as | Notes |
|---|---|---|
| Until Certificate Maturity | 9.38% | APR is calculated by adding 4.50% to the prevailing certificate dividend rate |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Maximum APR is 18%. Above rates are eligible for .25% rate discount for automatic transfer payment method. For example, a 60-month loan with a 9.50 APR (4.50% + current 60 month certificate rate of 4.88%) would result in a payment of $21.01 per month for each $1,000 borrowed.
Share Savings Secured Loan
Share (Savings) Secured Loan
| Term | APR as low as | Notes |
|---|---|---|
| Up to 120 Months | 4.55% | APR is calculated by adding 4.50% to the prevailing share dividend rate |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Maximum APR is 18%. Above rates are eligible for .25% rate discount for automatic transfer payment method. For example, a 60-month loan with a 4.55% APR (4.50% + current 60 month savings rate of .05%) would results in a payment of $18.67 per month for each $1,000 borrowed.
