Access Funds on Demand with a TEGFCU
Personal Line of Credit
Consider a Personal Line of Credit for:
- Home improvements and repairs
- Weddings
- Medical expenses
- Unanticipated short-term cash flow gaps
Personal Line of Credit Features:
- Pre-approved revolving credit limit up to $20,000.
- Variable interest rate based on the prime rate plus a margin.
- Payments are based only on the amount you use.
- Replenished once you pay back borrowed funds.
- No fee
Cashline Line of Credit/Wedding Loans
| Variable APR as low as |
|---|
| 13.25% |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Maximum APR is 18%. All rates shown are lowest offered. The cashline line of credit is calculated by the Prime Rate plus a margin based on the applicant’s credit history. Your rate may vary. Current prime = 8.50%.
Quick, Convenient, and Secure Application
Fill Out Application
Stop by a local branch, give us a call at 845.452.7323, or fill out our easy online application.
Submit Documents
We’ll talk to you and review your specific financial situation and credit history to determine eligibility.
Begin Using Your Line of Credit
Once your credit limit and interest rate are set, you can start putting your personal line of credit to work for you!
FREE CREDIT REVIEW
TEG is your partner and a trusted resource for solid financial information. We’re committed to helping you get to a better place financially by providing personal financial guidance and offering free credit report reviews. Come talk to us to better understand your credit report, improve your credit score, and even save money when you refinance your current loans at a lower rate.
Our Other Offerings
New Auto Loans
See how our Auto Loan rates can put you in the driver’s seat.
Personal Savings Accounts
A $5 initial deposit opens all the benefits of TEGFCU membership.
Credit Cards
With our Platinum Credit Cards, you’ll enjoy low rates and great benefits.
