TEGFCU goes the extra mile for you:
Finance. Buy. Protect. Enjoy.
Looking for a new car? TEGFCU is here to help you take the wheel. Our pre-approved Auto Loans give you extra negotiating power to get the best deal possible. Not only that, but you’ll enjoy the confidence of knowing that you have already secured low-rate competitive car financing from your trusted credit union. Our fast online approval process can get you on the road in no time or you can finance with us right at the dealership!
TEGFCU Vehicle Loan Features & Benefits:
- Low car loan interest rates, personalized service
- Flexible terms up to 84 months
- No application fee or prepayment penalties
- Loan discounts with automatic payments
- Financing up to 135% for those who qualify
- Car and Loan protection available
2022-2025
APR
So, let’s get you on the road in style with a deal that makes sense for you!
Why Get a Pre-Approval for Your Auto Loan
Getting pre-approved for a loan can give you an edge before you shop. It tells the seller that you’re a serious buyer, and it’s a powerful tool that can make it easier to negotiate a better sales price. An Auto Loan pre-approval, let’s you know:
What can I afford to spend on a car? Get pre-approved for your new car loan and find the perfect balance between a comfortable budget and that little touch of luxury you deserve.
How much are my monthly payments? Know your maximum payment before you go so you can focus on the out-the-door price rather than a desired payment amount and avoid feeling pressured by a salesperson.
What is my interest rate? Work with us to find the best new auto loan rates and avoid dealer financing mark-ups.
Get Pre-Approved for your Vehicle Loan
Shift into drive and lock in your rate today!
Getting pre-approved lets you know how much you can afford and helps you stick to a budget. It gives you a bargaining chip to negotiate the best deal to save time and money and get the right vehicle for you.
It’s Easy as 1-2-3
Apply Online
It only takes a few minutes to complete our online application.
Review & Approval
We’ll review your information to determine your eligibility and loan terms.
Get a Check
Use your bank-issued check at the dealership or with a private party.
Auto Loan Calculator
Estimate your monthly car payments with financing from TEGFCU.
Get a 0.25% Interest Rate Discount
In addition to a great rate, save even more on your Unsecured Personal Loan and Vehicle Loan when you set up automatic payments. Get a 0.25% interest rate discount on your loan when your loan payment is routinely deducted from your checking or savings account.*
New Auto Loan FAQs
Explore Loan Resources
Join TEGFCU
At TEGFCU, your best interests have always been our focus. As a better alternative to banks, our mission is simple, to help you get to a better place financially.
Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.
When we come together, everyone grows.
*APR = Annual Percentage Rate. Rates effective as of 4/1/24. Advertised rate is “as low as” and includes a .25% rate discount for automatic payments. Rate is based on credit rating, term, vehicle model year, and mileage. Your rate may vary. Other rates and terms available. Rates subject to change. All loans are subject to approval. Internal refinances and auto equity loan rates are different and are not eligible for promotional rates. For example, 48 monthly payments of $23.95 per $1,000 borrowed at 6.99%.
