Explore Our Mortgage Learning Center
Regardless of your Hudson Valley mortgage needs, TEG Federal Credit Union’s local lending experts provide exceptional service. They’ll go the extra mile to understand your situation and find the best financing solution for you.
Buying a home can seem overwhelming. You are bound to have questions about getting your home loan. We will answer your questions. Let us help you navigate the mortgage process step-by-step. Speak to a Mortgage Officer today.
Pathway to Homeownership
Guides
Tools
Toolkit
Checklist
Loan Tool Kit
Resources, Tools & Information
Mortgage Rates
Discover the latest mortgage rates and find the best option for you.
FTHB Webinar
Join our First-Time Home Buyer Webinar for expert advice and tips.
Home Loan Hardship
Facing financial difficulties? Learn about your options.
Property Insurance Claims
Need to file a claim? Find out how to navigate the process smoothly.
Closing Costs
With low fees, we keep your closing costs low. Find your dream loan.
APR Information
Everything you need to know about Annual Percentage Rates.
Finance Options
See your options with financing with TEGFCU Mortgage Center
Document Checklist
Have everything you need? Make sure with our Document Checklist.
Mortgage Glossary
A – Z Mortgage Terminology
Mortgage FAQs
Have questions? We have answers.
Home Loan Toolkit
Learn about your home loan.
Mortgage Calculators
See what matches your budget.
2nd Look Program
Let Us Take a Second Look and Get $100
If you are pre-approved by another lender, TEG would like the opportunity to provide you with our own pre-approval decision, so that you can compare, and to thank you for taking a second look we will give you $100.
Mortgage Articles
Free Mortgage Pre-Approval
Know exactly what you qualify for!
Start searching for your new home, knowing the loan amount, interest rate, and monthly payment you could qualify for. Not only will you know what you can afford, but you’ll get a competitive edge since you’ll be able to make a solid offer when you find the right house.
What Happens During the Purchase Processing?
Meet with the Loan Officer and get Pre-Approved
Shop for a House
Negotiate the Home Purchase Details
Complete the Full Mortgage ApplicationTest
Submit to Underwriting, Final Approval
Close on your Mortgage
Not sure where to start?
Our Mortgage Officers are here to help.
Jeffrey Shields
Mortgage Officer
NMLS# 1466211
Matthew Bannan
SENIOR MORTGAGE OFFICER
NMLS# 404022
Darren Dibenedetto
Senior Mortgage Officer
NMLS# 404038
Jessica Schoen
Senior Mortgage Officer
NMLS# 22486
Scott McNally
Mortgage Officer
NMLS# 1841508We Do Business in Accordance with Federal Fair Lending Laws – Fair Housing Poster.
Home Mortgage Disclosure Act Notice – The HMDA data about our residential mortgage lending are available for review. The data show: Geographic distribution of loans and applications Ethnicity, race, sex, and income of applicants and borrowers Information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
