Hit the Road to Adventure
Are you ready to hit the lake with your boat or jet ski, travel cross country with your RV, or experience the trails with a snowmobile or ATV?
Whether you long for excitement on land or in the water, TEG Federal Credit Union offers financing to expand your possibilities for fun and adventure. Don’t let the cost keep you from financing your dream. TEGFCU offers the loan flexibility you need with monthly payments you can afford so you can enjoy everything the great outdoors has to offer.
Recreational Vehicle Loans
- Available for RVs, boats, jet skis, and ATVs (all model years)
- Competitive loan rates
- Terms up to 120 months
- Easy online application process
- Vehicle and Loan protection available
With a recreation loan from TEGFCU, you can afford to have more fun!
Get pre-approved, and you hold the keys.
How does being pre-approved help you? When dealers see you’re preapproved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with us.
Getting pre-approved gives you important details, such as:
- How Much Can You Afford? You don’t want to fall in love with an auto that will break your finances. Alternatively, if you’re going to splurge, you can do so with confidence.
- How Much Are Monthly Payments at Various Purchase Prices? Don’t let the sales staff figure this out for you – they can “massage” the numbers to make a purchase look more appealing (while at the same time, it becomes more expensive).
- What Interest Rates Are Available? You’ll get a feel for what is available and have an offer in hand before you walk into a dealership.
Auto Loan Calculator
Estimate your monthly car payments with financing from TEGFCU.
Boats & RVs
| Term | APR as low as |
|---|---|
| 24 months | 7.49% |
| 36 months | 7.49% |
| 48 months | 8.49% |
| 60 months | 8.74% |
| 72 months | 8.99% |
| 84 months | 9.24% |
| 96 months | 9.74% |
| 108 months | 10.24% |
| 120 months | 10.74% |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Advertised rate is lowest offered and includes a .25% rate discount for automatic payments for the life of the loan. APR is based on creditworthiness, term, and LTV. Your rate may vary. Maximum APR is 18%. Terms 24 to 120 months. Rates above do not reflect increases for loan-to-value adjustments when LTV is over 100% up to an allowed 110% which is subject to credit tier. For example, a 36-month loan with a 7.49% APR for $1,000.00 would result in 36 monthly payments of $31.11.
Motorcycle, ATV, Jet Ski, & Snowmobiles
| Term | APR as low as |
|---|---|
| 24 Months | 7.74% |
| 36 Months | 8.74% |
| 48 Months | 9.74% |
| 60 Months | 10.74% |
| 72 Months | 11.74% |
Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Advertised rate is lowest offered and includes a .25% rate discount for automatic payments for the life of the loan. APR is based on creditworthiness, term, vehicle model year, and mileage. Maximum APR is 18%. Terms 24 to 72 months. Rates above do not reflect increases for loan-to-value adjustments when LTV is over 100% up to an allowed 110% which is subject to credit tier. For example, a 36-month loan with a 8.74% APR loan for $1,000.00 would result in 36 monthly payments of $31.22.
