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Motorcycle Loans

Motorcycle Loans

Get riding on a moped, motorcycle, or dirt bike with a low rate and flexible terms.

Flexible Loans to Fit Your Need for Speed

Whether you’re an avid biker or a weekend rider, TEG’s Motorcycle Loans make it easy to head out on the highway. We can help you get a payment you can afford — so you can keep more money in your pocket and enjoy your ride even more. Our new or used motorcycle loans come with low rates and excellent benefits, and you’ll be ready to hit the road in no time at all.

Quick Online Approvals

Competitive Loan Rates

No Application Fee

Flexible Payment Terms Up to 84 Months*

Motorcycle, ATV, Jet Ski, & Snowmobiles

TermAPR as low as
24 Months7.74%
36 Months8.74%
48 Months9.74%
60 Months10.74%
72 Months11.74%

Rates effective as of 4/1/2024. APR = Annual Percentage Rate. Advertised rate is lowest offered and includes a .25% rate discount for automatic payments for the life of the loan. APR is based on creditworthiness, term, vehicle model year, and mileage. Maximum APR is 18%. Terms 24 to 72 months. Rates above do not reflect increases for loan-to-value adjustments when LTV is over 100% up to an allowed 110% which is subject to credit tier. For example, a 36-month loan with a 8.74% APR loan for $1,000.00 would result in 36 monthly payments of $31.22.


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Estimate your monthly car payments with financing from TEGFCU.


Get pre-approved, and you hold the keys.

How does being pre-approved help you? When dealers see you’re pre-approved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with us.

Getting pre-approved gives you important details, such as:

  • How Much Can You Afford? You don’t want to fall in love with an auto that will break your finances. Alternatively, if you’re going to splurge, you can do so with confidence.
  • How Much Are Monthly Payments at Various Purchase Prices? Don’t let the sales staff figure this out for you – they can “massage” the numbers to make a purchase look more appealing (while at the same time it becomes more expensive).
  • What Interest Rates Are Available? You’ll get a feel for what is available and have an offer before you walk into a dealership.

Fill out our quick and easy online application.

We review your information to determine eligibility, loan amount, rates, and terms.

Once you’re pre approved, you’re ready to hit the dealership or buy from a private party.

New & Used Motorcycle Loan FAQs

How does pre-approval work?

When you’re pre-approved, you hold the keys. Your financing is good to go before you shop, and you know what you can afford.

Why should I refinance if I already have a motorcycle loan somewhere else?

Refinancing your motorcycle loan from another institution could save you hundreds or even thousands over the life of your loan.

Does TEG charge a fee when I apply for the loan?

There is no application fee for financing your new or used motorcycle through TEGFCU.

How can I protect myself and my new or used motorcycle loan? Does TEG offer insurance?

Besides GAP Protection and TEG Payment Assurance, we also offer Mechanical Breakdown Protection if you need emergency or roadside assistance.

Why can TEGFCU offer lower interest rates than a traditional commercial bank?

Our low motorcycle loan rates result from our status as a member-owned nonprofit financial institution. Because we pass all our savings along to our members through higher dividends on their accounts and competitive interest rates on their loans, we can offer financing to our members at the lowest rate possible, given their credit.

What can I expect if I don’t have excellent credit?

Whether you have good credit or bad credit, credit unions are able to work with you to help make your financial goals a reality. If you’re interested in improving your credit to get the best available loan offered to you, we offer credit cards and secured loans, as well as financial education to help you boost your credit score.

*Flexible Payment Terms Up to 84 Months for qualified buyers.

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