Ready for your next vehicle? Invite TEGFCU along for the ride.
At TEG Federal Credit Union, we offer low-rate financing for a variety of new and used vehicles. Whether you’re after a new or used car or truck or a grown-up toy for your adventures, our competitive rates and flexible terms make financing a breeze.
As a trusted, local credit union, we’re all about putting our members first, so expect top-notch service and favorable terms to make your vehicle loan experience exceptional. Our fast approval process can get you on the road (or off-road) in no time.
TEGFCU Vehicle Loan Features & Benefits:
- Low vehicle loan interest rates
- Top-notch personalized service
- Flexible terms
- No application fee or prepayment penalties
- Loan discounts with automatic payments
- Car and Loan protection available
We’ll help you find the right loan for whatever moves you!
New Car Loans
Love that new car smell? TEGFCU is the key to hassle-free financing.
Used Auto Loans
We know the value of buying used and TEG’s financing makes it easy to stretch your car-buying dollar.
Auto Leasing
If you’re looking for lower monthly payments, reduced maintenance, and the chance to drive a new car every few years, then leasing could be the perfect fit for you.
Auto Loan Refinance
Love your car but want to break up with your car loan? We can help you lower your interest rate, save on your monthly payment, use the equity in your car to pay off high-interest debt, and more.
Recreational Vehicle Loans
Whether you want to purchase an RV for long road trips or a motorhome to live life on the go, TEGFCU can help you get there!
Motorcycle Loans
Your motorcycle is more than a method of transportation to get you from here to there. It’s a lifestyle, and at TEGFCU, we get that!
Get Pre-Approved for your Vehicle Loan
Shift into drive and lock in your rate today!
Getting pre-approved lets you know how much you can afford and helps you stick to a budget. It gives you a bargaining chip to negotiate the best deal to save time and money and get the right vehicle for you.
It’s Easy as 1-2-3
Apply Online
It only takes a few minutes to complete our online application.
Review & Approval
We’ll review your information to determine your eligibility and loan terms.
Receive Funds
Receive your money quickly as a bank-issued check or ACH deposit.
Auto Loan Calculator
Estimate your monthly car payments with financing from TEGFCU.
I had a very good experience obtaining a car loan recently at the Commerce St. Bank. The Loan Rep was Christopher Pflaum. He was affable, explained everything, was knowledgeable and kind. He is an asset to your organization!
Get a 0.25% Interest Rate Discount
In addition to a great rate, save even more on your Unsecured Personal Loan and Vehicle Loan when you set up automatic payments. Get a 0.25% interest rate discount on your loan when your loan payment is routinely deducted from your checking or savings account.*
Explore Resources
Join TEGFCU
At TEGFCU, your best interests have always been our focus. As a better alternative to banks, our mission is simple, to help you get to a better place financially.
Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.
When we come together, everyone grows.
Rates effective as of 11/1/23. Advertised rate is “as low as” and includes a .25% rate discount for automatic payments. Rate is based on credit rating, term, vehicle model year, and mileage. Other rates and terms available. For example, 48 monthly payments of $23.95 per $1,000 borrowed at 6.99%. The calculators on the TEGFCU website are provided for educational purposes only and product-specific terms and conditions may differ and affect the results obtained.
