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Digital Banking

Whenever You Need Us, We’re Here 24/7

TEGFCU’s digital banking makes it easy to take control of your finances. Our online and mobile solutions let you take care of whatever banking you need from your phone, tablet, or computer. It’s like having a digital branch available at your fingertips, no matter where you are or what time it is.

Easy – Our simple but smart tools make managing your finances easier and deliver the best personalized banking experience.

Convenient – Whether you access your accounts online or through the app, you can bank anywhere, anytime. Open 24/7/365, there are no lines, no waiting, just helpful and convenient services to assist you in managing your accounts.

Safe – Protect your money and personal financial information with TEGFCU’s advanced security features and alerts, ensuring no one can access your information.

What’s the Difference Between Online
and Mobile Banking?

Digital banking is a broad concept that incorporates all financial services that can be undertaken electronically so that you manage your money and make transactions without going to a branch. They’re done in different ways: one through a browser and website on your computer or device (online banking) and the other on your smartphone or tablet using the TEGFCU app (mobile banking). Both are super helpful in letting you handle your money quickly and safely!

Mobile Banking

Mobile Banking

Our mobile banking app gives you anytime access to your accounts while you’re on the go.

Get it on the App Store
Get it on Google Play

Online Banking

Online Banking

Conveniently manage all of your accounts. It’s fast, easy, and secure.

Account Services

Account Maintenance
Update to your address on file, Check Services, Overdraft Protection, Quicken®, and more!

Apply for a Loan
Get personalized offers on loans and other services.

Centralized Account Management
See your TEGFCU and accounts at other financial institutions in one place.

Customize your Dashboard
Personalize your digital banking experience. Pick your own profile image, backgrounds, nicknames, and the ability to rearrange your dashboard the way you want it.

Direct Deposit
Easily set up Direct Deposit right in digital banking using ClickSwitch.

eDocuments
Use eDocuments to view current and past Notices and Statements online. Fast. Secure. Convenient. Always available.

Transfer & Pay

Free Bill Pay
Manage your bills in one place: Pay instantly, schedule payments, or set up recurring bills to pay automatically. Bill Pay also keeps a history.

Skip-A-Pay
Easily determine if your loan is eligible to skip your loan payment.

TEG FastPay
Pay your TEGFCU loan anytime with our online payment portal.

Transfers
Move money instantly between your accounts. Set up one-time, recurring, or external transfers for convenient money management.

Zelle®
 A convenient way to send and receive money from people you know and trust.

Card Management

Manage Cards
Turn your credit & debit card on and off, set alerts, and travel notifications, and report lost or stolen cards. View credit card transactions and statements.

Debit Card Rewards
Check your earned TEGFCU debit card points and redeem them for fantastic rewards.

Mobile Wallets
Store your TEGFCU Debit or Credit Card information and pay right from your Mobile device!

Financial Wellness

My Credit Score SavvyMoney
Check your credit score daily, receive credit alerts, monitor your score, and more right from your dashboard.

Financial Management
Easy-to-use tools help you track spending, set savings goals, monitor your financial health, and more!

Security

Account alerts
Get notifications for real-time updates on your account activity, account balances and more.

Secure Messaging
Questions, comments, and concerns are always welcome.

Mobile Only

Bio-Security
Enable your device’s fingerprint or face identification technology to log in quickly and securely.

Digital Wallets
Use a mobile device to make purchases in-store and online.

Mobile Deposit
Sign, snap a picture and deposit – it’s that easy.

Digital Banking FAQs

Can my account information from my other financial institutions show in my TEGFCU digital banking?

Yes. You can link your external accounts to your TEGFCU digital banking for account aggregation and external account transfers. Link the External Account (Account Aggregation) tool on the Dashboard and link external accounts for transfers using the Transfer & Pay, Transfer, More Actions tab, and Add an Account.

How does Mobile Deposit work?

Mobile Deposit Limits are at the discretion of the Credit Union. You may deposit up to five checks per day with a total default deposit limit of $3,000.00 per day per account. Requests for a higher daily deposit limit must be submitted to the Credit Union, reviewed, and approved by the Credit Union prior to depositing items over the default deposit limits.

Select Deposit Checks, the account you wish to deposit to enter the amount of your check and endorse the back of your check according to the TEGFCU mobile deposit endorsement guidelines. You will need to endorse the back of the check in black or blue ink, and please include the following information, “For Mobile Deposit Only to TEGFCU account # ________.” You will then be prompted to take a photo of the front and back of your endorsed check with your mobile device. Be sure to capture a clear picture with all 4 corners of the check inside of your mobile device’s camera screen. Then, submit your deposit. After submitting your deposit, you will receive a confirmation message on your mobile device and an email confirmation.

What are eDocuments?

eDocuments provide electronic delivery of notices, monthly or quarterly statements, tax documents, and disclosures, which take the place of paper documents that go out via USPS. eDocuments are delivered to your digital banking immediately after they become available, and you will receive an email notification whenever an eDocument is ready for viewing. Access your eDocuments anytime, anywhere, for up to 18 months. Fast, Secure, Convenient, and Free.

What day and time are ACH transactions processed?

ACH process days and times are Monday through Friday at 2:30 PM EST. If an ACH is requested on a business day after 2:30 pm EST, on weekends or holidays, the ACH will be processed on your account on the next business day.

Mobile Check Deposit

Deposit checks from your smartphone or tablet using our app and your device’s camera.

Download on the App Store
Get it on Google Play
Mobile Check Deposit

Join TEGFCU

At TEGFCU, your best interests have always been our focus. As a better alternative to banks, our mission is simple, to help you get to a better place financially.

Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.

If you are a new or existing member and want to enroll in digital banking, click the First Time User? Get Started link under the login box. You will then be prompted to verify protected information that matches the information on your account and accept the Digital Banking Agreement and Disclosure.

You are now leaving TEG Federal Credit Union

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