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Commercial Mortgages

At TEG Federal Credit Union, we see every commercial mortgage as a partnership aimed at fueling your business’s growth. Our team is dedicated to understanding your unique needs and crafting financial solutions that empower you to achieve your real estate goals. With competitive rates, flexible terms, and a community-first approach, we’re not just your lender; we’re your partner in success. Let’s build your business legacy together with confidence and a winning strategy.

Commercial Real Estate Loans

Financing up to $3 million

Terms up to 15 years

Up to 25-year amortization

No prepayment penalty

Fixed and variable rates

TEG specializes in commercial mortgages that help investors purchase or refinance 1-4 family units residential rental properties in the name of their business entity.

We have financing options available for owner-occupied and non-owner-occupied buildings and (office, warehouse and industrial) buildings; residential apartment buildings with 5 or more units; retail building and mixed-use properties.

Working with TEG means working with a company that can appeal to local decision-making. We are readily equipped to help you with solutions to keep your business growing. Working with TEG also means receiving personalized service. Our loan officers provide services that are curated for your specific business needs. We’ll make financing easy while you grow your business.

TEG is an accessible credit union that offers competitive rates and flexible terms, which enable you to negotiate or reevaluate a loan payment.

Local Decisions

Personalized Service

Flexible Terms

Competitive Rates

Knowledgeable Experts

Community Partner

Business Services

Get a checking account that works as hard as your business does. We offer flexible saving options to help your business continue to grow.

Low rates and cash back on purchases make this the perfect business tool.

We can provide the additional capital your business needs, from covering day-to-day operating expenses to buying or building commercial properties

How can I secure a commercial real estate loan?

Getting a commercial real estate loan with TEG is an easy process when you apply with one of our loan officers. Before applying, assess your financial status and find the property you’re looking for. 

Is commercial real estate still a good investment?

Yes! Commercial real estate can lead to increased income and beneficial networking opportunities. Investing in commercial real estate can lead to great success for your business.

What are commercial real estate loans?

Commercial real estate loans are loans you apply for in order to buy or refinance a commercial or residential property.

Michael Mazzuca

Business Development Officer

Start the Application Process

Contacting a commercial lending officer is the first step to acquiring the right business loan to support your needs.

Who Can Apply?

As a local Credit Union, TEGFCU serves a variety of Hudson Valley businesses. If your business is in and/or does business in the NY counties of Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester, then your business is eligible for all the benefits of TEGFCU Business Membership.

Not a business member yet? Let’s change that. Find out what documentation you need to join.

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