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Closing costs typically are about 3-5% of your new home’s purchase price. This amount may vary, however, based on your…
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Should You Buy or Sell Now? The housing market is always changing, and in recent years, it has become more…
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Are you contemplating buying a home this year? Taking such a significant leap forward is a crucial milestone. Life-changing events…
Rising Home Mortgage Interest rates
Buying a home is one of the most significant investments you’ll make. Low mortgage rates have made it easier for…
Adjustable Rate Mortgage
An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change periodically. This means that…
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The national trend of homebuyers seeking out properties in need of renovations has established a firm foothold in the Hudson…
A young couple applies for a conventional vs fha loan.
Home buyers have several financing options to choose from, and two of the most common are conventional loans and FHA…
A couple researching information about mortgage APR vs. rate before applying for a mortgage.
The annual percentage rate (APR) is a term you’re likely to encounter while reviewing your mortgage options. Thankfully, it’s not…
A credit union representative discusses debt-to-income ratio with a happy couple.
If you are thinking about applying for a loan, you may have encountered the term debt-to-income (DTI) ratio while researching…
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