Estimating Your Closing Costs
• Published 05/08/2024
Closing costs typically are about 3-5% of your new home’s purchase price. This amount may vary, however, based on your…
Navigating the Volatile Housing Market
• Published 02/12/2024
Should You Buy or Sell Now? The housing market is always changing, and in recent years, it has become more…
How life events can change your housing needs.
• Published 02/12/2024
Are you contemplating buying a home this year? Taking such a significant leap forward is a crucial milestone. Life-changing events…
In a High Mortgage Rate Environment – What Are Your Options to Buy a Home?
• Published 09/15/2023
Buying a home is one of the most significant investments you’ll make. Low mortgage rates have made it easier for…
What is an Adjustable-Rate Mortgage?
• Published 04/07/2023
An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change periodically. This means that…
Renovation Loan
• Published 10/04/2022
The national trend of homebuyers seeking out properties in need of renovations has established a firm foothold in the Hudson…
The Conventional Loan vs. FHA Loans
• Published 08/05/2022
Home buyers have several financing options to choose from, and two of the most common are conventional loans and FHA…
What is APR and How Does it Affect Your Mortgage?
• Published 06/28/2022
The annual percentage rate (APR) is a term you’re likely to encounter while reviewing your mortgage options. Thankfully, it’s not…
What Is a Debt-to-Income Ratio?
• Published 05/11/2022
If you are thinking about applying for a loan, you may have encountered the term debt-to-income (DTI) ratio while researching…