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A young couple applies for a conventional vs fha loan.
Home buyers have several financing options to choose from, and two of the most common are conventional loans and FHA…
A couple researching information about mortgage APR vs. rate before applying for a mortgage.
The annual percentage rate (APR) is a term you’re likely to encounter while reviewing your mortgage options. Thankfully, it’s not…
A smiling couple discusses personal loan FAQs with a credit union representative.
Personal loans are among the most common financing options for borrowers. They are highly flexible, relatively easy to obtain, and…
A credit union representative discusses debt-to-income ratio with a happy couple.
If you are thinking about applying for a loan, you may have encountered the term debt-to-income (DTI) ratio while researching…
Although interest rates have been very low for a while, they are now rising. To cool the high level of…
a couple relaxes on their couch after choosing a HELOC vs. home equity loan to buy new furniture for their home
Many people use their home’s equity via a home equity loan or HELOC. They may use the money they borrow…
A couple hugs in their kitchen after completing some home improvement projects using funds from a home equity loan.
A common way that many homeowners borrow money is with a home equity loan. The money you borrow can be…
A happy couple discussing their mortgage closing costs
Closing costs are important fees that you should know about if you are considering applying for a mortgage. These fees…
Couple sitting on couch doing paper work together
If you’ve built up some equity in your home, you might be thinking about tapping into the cash to fund…
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