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A TEG Federal Credit Union branch
Your local branch

Discover the TEG Difference

Where You Bank Matters.

Local. • Personal. • You-first.

At TEG, you’re more than an account number. You’re a member and a neighbor. This is a place where you belong, where people know your name and take the time to understand your goals. With decisions made locally, personalized guidance, and solutions that help you keep more of your hard-earned money, we’re here to help you move forward with confidence.

Neighbors standing arm in arm
Better together
Hudson Valley TEG Branch
Here for the Valley

Since

1969

Serving the Hudson Valley

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35,300+

Members

Join TEGFCU

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57

Years of Service

Our story

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9

Locations

Find a branch

Loans

Personal Loans

personal loan
Personal Loans
as low as
8.74
%
APR
Rates as of

Fixed rates and one simple monthly payment for whatever life brings.

Debt Consolidation Icon

Debt Consolidation

personal loan
Debt Consolidation
as low as
8.74
%
APR
Rates as of

Combine high-rate balances into one lower monthly payment.

Vehicle Loans

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Vehicle Loans
as low as
5.54
%
APR
Rates as of

Low rates on new and used cars, trucks and more.

Credit Cards

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Credit Cards
as low as
13.74
%
APR
Rates as of

Earn rewards on everyday purchases with the TEG Rewards Visa.

Mortgage

Mortgages

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Mortgages
as low as
7.533
%
APR
Rates as of

Buy or refinance your home with local lending you can trust.

Home Equity Loans Icon

Home Equity Loans

One lump sum at a fixed rate, with the same payment every month.

as low as

6.50% APR

Rates as of

HELOC

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HELOC
as low as
6.75
%
APR
Rates as of

Borrow against your home’s equity as you need it, with a flexible line of credit.

Accounts

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Checking

Earn great rewards on everyday purchases with our TRULY-FREE CHECKING account.

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Savings

Build your savings and earn dividends with an account that’s easy to open.

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Money Market

Earn dividends on your savings while keeping easy access to your money.

Certificates Icon

Certificates

Choose your term, lock in your rate, and safely boost your returns.

Current Offers

Don’t Miss Out on These Great Offers

A police officer, firefighter, EMT, paramedic and soldier smiling together in front of a fire truck

Mortgage Offer

NEW

Community Heroes Mortgage

Serving those who serve: police, firefighters, EMTs, military and veterans.

$1,000 closing credit*

First mortgages of $250K+

*Offer ends 12/31/2026. See program details.

A for-sale sign in front of a white two-story home

Free Webinar

FREE Homebuyer Webinar

Join us virtually on Wednesday, 11/4 at 6:30 pm.

$500 off closing costs

For webinar attendees

A hand holding a TEGFCU Rewards credit card next to a phone showing the TEG Rewards site

Credit Card

TEG Reward Credit Card

Get started with our great low-rate rewards card with NO annual or balance transfer fees.

3.99% APR*

Intro rate for 6 months

+ 5,000 Bonus Points

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Savings

Grow Your Savings with our Certificates

Lock in a guaranteed rate with a TEG Certificate today.

12 mo

4.05%

APY

24 mo

4.15%

APY

36 mo

4.35%

APY

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Free Review

Free Credit Report Review

Is your credit score in ship shape? Don’t skim the surface, dive in and find out! Raise your score with trustworthy personal counseling from TEG.

Your Money. Your App. Anytime. Anywhere.

Personal banking doesn’t always have to be in person. With TEG’s mobile app, you can bank when and where it’s convenient for you, with the tools, security, and flexibility to stay connected to your finances every day.

Everything you need to bank with confidence.

Check balances and track spending

Deposit checks without visiting a branch

Transfer money in just a few taps

Pay bills securely from anywhere

Turn cards on and off instantly

Receive real-time account alerts

Monitor your credit score

And so much more

Your Security Is Important to Us

Scammers are calling, texting, emailing, and impersonating TEG. Don’t take the bait.

Scammers are impersonating trusted companies and financial institutions.
TEG will NEVER contact you to ask for your personal or account information. Protect yourself:

  • Never give online account credentials
  • Never share a security code
  • Never move money to “protect” an account
  • Never provide remote access
  • Never withdraw cash for someone over the phone or online
Ask yourself:Did I initiate this conversation?Am I being pressured to act quickly?Am I being asked to share a code or move money?Have I independently verified who is contacting me?Am I being asked to keep this secret?Does this situation feel urgent or unusual?Hang up and contact TEG directly if something doesn’t feel right.

What’s Happening in Our Community

Candy for a Cause

This Month’s Candy for a Cause

Neighbors helping neighbors make a difference one candy bar at a time. Stop into your local TEGFCU branch to make a purchase and support a local charity.

Miles of Hope Breast Cancer Foundation

Events & Webinars

10
24
Shred Event
16 N. Plank Road • Newburgh, NY 12550
9:00 am
11
04
Free Homebuyer Webinar
6:30 pm
11
11
Veteran’s Day – Closed
All Branches

TEGFCU News

Supervisory Blog
Are you interested in finance, accountability, and giving back to your community? TEG Federal Credit…
401(k) Portfolio
Retirement might feel like a long way off, but the choices you make today can…
family preparing an emergency plan
September is National Preparedness Month, which means it’s the perfect time to take a look…
family with their dog
National Dog Day is August 26th, and it is all about celebrating the four-legged friends…
Couple celebrating their down payment on a Hudson Valley home purchase with moving boxes
Do you really need 20% down to buy a home in the Hudson Valley? Learn…
Family of four smiling in front of their new home in the Hudson Valley, holding house keys
Credit unions are helping Hudson Valley homebuyers save thousands on their mortgage. Learn why more…
person receiving a text and check regarding the car wrap scam
Have you received a text message, email, or letter offering hundreds of dollars a week…
A friendly mortgage officer sitting with a couple, reviewing documents and providing personalized mortgage guidance
Strong Employment Data Continues to Support the Economy Recent labor market reports delivered encouraging news…
Young couple with new home
Inflation Remains Elevated, But the Economy Continues to Move Forward Inflation and interest rates continue…

★★★★★

What Our Members Are Saying

I love this credit union! Sarah, the cashier helped me count coins. She is very kind. Thank you for your good service.

Juan P. · Commerce St

Awesome credit union! The staff are so very helpful!

Linda M. · Newburgh

Great location. Skye was quick and efficient and didn't have me waiting around like other places. I was in and out faster than expected and all of my questions were answered.

Matthew S. · Modena

The people who work here are so nice and friendly. They've gone above and beyond in answering my questions and helping me with my car loan and banking. Great people!

Jason R. · Crystal Run

Caroline was extremely friendly with an inviting smile! Great service!!

Joseph D. · Commerce St

We have been with TEGFCU for 20 years and have been very satisfied with the services. Especially in this past week. We needed a loan and Tyreik did an awesome job seeing this all the way through!

Jennifer F. · Route 9

Eric the bank teller at TEG in Newburgh was very professional assisting me with banking changes.

Maria L. · Newburgh

I had an awesome experience. Branch manager, Maria, and Account and Loan Rep, Cansu, were professional, knowledgeable, friendly, accommodating, and patient. I would definitely recommend using this institution.

Juan E. · Route 9

Friendly employees who always have a smile to share!

Susan C. · Hyde Park

It is always a pleasure working with Branch Manager, Stefany Hernandez. She is always accomodating and very professional. I would highly recommend this branch to anyone looking for a pleasant experience and exceptional customer service.

Gabriel P. · Crystal Run

Jamie Truncali is the most friendly, helpful and amazing Branch Manager I have ever worked with. She is an asset that should be treasured to TEG. her interpersonal skills are professional and on point. I will come see her any time I need help.

Linda B. · Commerce St

Stefany is an excellent person. She helped me and explained everything well. It was a very good experience with her and TEG!

Rigoberto P. · Crystal Run

Super easy and it was explained really well.

Jarrod B. · Newburgh

They are simply the best, Julie and Madison, very friendly, and nice. Please check out the Hyde Park branch for the best experience.

Sharon F. · Hyde Park

Very pleasant. Very respectful and easy to work with.

Jaden · Crystal Run

I've been with TEG since the very beginning had a pleasant experience. Treated with kindness and respect. Sarah was who I dealt with today. She was kind, sweet, very mannerable. That's why I keep coming.

Jeanella D. · Commerce St

My bank for many years! So glad they opened this one here in Modena! Close to home, very, very nice place! Very nice ladies working there! It was very nice meeting Krissy! I hope they bring in the change drop machine lol! Go check it out!

Lisa Q. · Modena

My experience today was AWESOME. Nykia was patient, experienced, very informative and vivacious.

Veronica F. · College Center

The staff at the College Center TEG are amazing! They're always polite, friendly, and professional.

Emileine M. · College Center

Thanks for all the help this credit union has done for me: Sara R was amazing and the Commerce branch is always great to visit!

Edward T. · Commerce St

Awesome bank! Great location and staff. Have been here since I was young, was my first bank account.

Melissa B. · Beekman – Poughquag

Amazing staff always so sweet to deal with they are the best Krissy and Skye are always there to help and always have a smile on their face!

David B. · Modena

Aliesha was very helpful and informative. Pointed me in the right direction.

Anthony M. · Crystal Run

Nykia and all the people here are awesome!

Steven S. · College Center

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